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On a mission to help our clients grow with certainty.

Providing insurance, benefits, and Risk Strategies to businesses and residents since 1928. Count on us for auto insurance, homeowners insurance, life insurance, business insurance and more.

We started as an insurance agency focused on delivering custom insurance policies to families and businesses (Auto Insurance, Business Insurance, Life Insurance, Homeowners Insurance and more). But, our goal has always been to create opportunities for unique, interesting and relevant “experiences” that could reduce risk and financial stress for our clients. Over time, our clients started trusting us with more and more responsibilities around their lives and businesses – which led us to evolve into a Risk Strategy Firm. In the process, we took ownership in a methodology that advocates moving away from traditional insurance of the past to embrace a more holistic and collaborative perspective on risk.

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We embrace this approach, and the lessons we have learned from some of the most hard working people in the Midwest – our clients. Let’s build your risk strategy.


Our Insurance Services


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Employee Benefits

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Risk Strategies

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What our clients say

“Vested Risk helped us implement an insurance model where we are rewarded for good performance and Vested’s focus on managing risk helps us get the best results from this structure. We plan to use the program dividends to reinvest in our institution.”

~ Patrick H. Flannery

Vice President for Finance and Treasurer, Hillsdale College

I’ve always found Vested Risk Strategies to be a very professional organization dedicated to meeting your insurance needs. They’re prompt, efficient, knowledgeable and dedicated to meeting their customers needs and requirements.

~ Doug Peacock

Vested Risk Strategies provides insurance, employee benefits, and risk strategies to hard-working individuals, families, and businesses across the upper-midwest from our 2 locations in Michigan.

Our agency is licensed in the state of Michigan.