We work with business owners to develoop a Risk Strategy that ensures their business is covered.
Learn More →We help businesses provide awesome employee benefits without breaking the bank.
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“Vested Risk helped us implement an insurance model where we are rewarded for good performance and Vested’s focus on managing risk helps us get the best results from this structure. We plan to use the program dividends to reinvest in our institution. “
Patrick H. Flannery, Vice President for Finance and Treasurer, Hillsdale College
We'll compare the pros and cons of Traditional Insurance vs. a Captive.
Learn More →A captive is an insurance company that insures the risks of its owner, affiliates, or a group of companies.
Learn More →Pharmaceutical pricing and fees have become the health care industry’s best kept secret.
Learn More →OSHA recently released its 10 most frequently cited violations.
Learn More →Only 50% of employees understand their employee benefits.
Learn More →Construction company executives have a lot to worry about. We find that CEOs leave a few key risks unchecked.
Learn More →It's becoming more and more common. There are a few things you can do to minimize your risk.
Learn More →We help businesses and people grow with greater certainty.
What that really means is that we help them create strategies to address the risks they face.
To protect you from risks that we cannot eliminate, we provide insurance and employee benefits to ensure that you are protected.
Although being 'vested' is a term that's often found in the world of financial planning, that's not what we do.
To us, vesting means growing your business or your assets with the comfort of knowing that you're protected from the risk of losing them.
To do this, we work to develop risk strategies and use insurance products to protect against the risks we can't eliminate.
Our clients usually choose to work with us because we offer more than just insurance policies.
We work with our clients to develop a Risk Strategy by going through our Certainty Advantage Process. In doing so, you can be confident that you are on the path to reducing your risk and protecting your assets.
Not usually. Most of the time our fee is built into your insurance costs, so we get paid the same as your current insurance broker.
In some instances, though, we do work on a fee basis instead of insurance commissions.
When it comes to risk, there is a common misperception that insurance can solve your problems. But that's not true.
A Risk Strategy is about taking ownership of your company’s culture and changing behaviors in a way that makes your people behave safer (and grows your business and its profits).
Vested Risk Strategies provides insurance, employee benefits, and risk strategies to hard-working individuals, families, and businesses across the upper-midwest from our 2 locations in Michigan.