Are Musical Instruments Covered by Homeowners Insurance?

Standard homeowners insurance policies often cover musical instruments, but it might not include coverage if the instrument is being played for compensation. Situations including fire damage, vandalism and theft are often covered by homeowners insurance. You should...

Restaurant Kitchen Safety

Owning a restaurant can be very rewarding, but it is hard work. Safety is very important not only for your customers, but for your staff as well. The main cause of injury and illness in the hospitality industry is an unsafe work environment. Working in any commercial...

Do Stay-at-Home Parents Need Life Insurance?

One of the primary reasons to buy life insurance is to help replace your income if you have loved ones who count on you for financial support. But if you’re not working at a paying job, should you even bother getting coverage? In a word, yes. Because couples often...

Yard Work Safety Tips To Keep You Out of the ER

Amid all the green lawns and manicured gardens of summer lies a grim statistic: Every year, while mowing the grass, cutting a branch, or power washing a deck, at least 100 people die and an estimated 143,000 are injured badly enough to require a trip to the emergency...

Why Should You Have Health Insurance?

No one plans to get sick or injured, but most people will need medical attention at some point in their life. Health insurance benefits are critical to maintaining your health and treating illnesses or injuries. Medical bills can pile up quickly and can leave you...

What is Builder’s Risk Insurance and Who Should It Cover?

Builder’s risk insurance, sometimes referred to as construction insurance, covers a contractor’s property, material and equipment relating to a building or project under construction. It can be used to cover ground-up new structures or the renovation of existing...

How to Change a Tire

Knowing how to change a tire is a necessary skill for all drivers. You might be thinking, “I pay for a AAA membership so that I get roadside assistance and don’t have to worry,” or “I have a cell phone, I can just call someone to help.” Even if this is the case for...

Spring Home Maintenance Tips

The milder days of spring are a perfect time to do a thorough spring cleaning and perform home maintenance. After a long winter, it is a good idea to spend time on preventive measures to help maintain your home and property throughout the year. Tasks such as cleaning...

Life Insurance Myths and Facts

Thinking about your death isn’t the most enjoyable part of your life. However, ensuring your family’s future is protected when you’re gone is very important! Life insurance can help your family pay for funeral expenses, pay off any debt you left behind, and much more....

HOME EMERGENCY TIPS

FIRE & SMOKE DAMAGE DO: Limit movement in the home to prevent particles from being imbedded into upholstery and carpets. Keep hands clean. Blow or brush vacuum loose soot particles from upholstery, drapes, and carpets. Place clean towels or old linens on rugs,...