Protecting Your Home from Storm Water Damage

A heavy rainstorm has finally stopped. Or maybe a long winter has finally ended, and the deep snows have begun to melt. While good weather may seem like a relief, the potential for water damage may just be beginning. Storm water runoff can quickly overwhelm natural...

What is Business Owner’s Insurance and When Do You Need It?

Your company may need insurance to survive certain unexpected—but possible—challenges. Nobody likes buying insurance. It can be confusing and expensive, and you won't see any benefit unless you have a loss, accident, or claim. But insurance can make or break your...

Critical Times in Life That You Need Life Insurance The Most

Life insurance is part of a responsible financial plan. And while you should feel secure knowing it will be there to meet your financial responsibilities and protect your family, there are a handful of situations where you may need life insurance more than you...

Winter Driving Safety Tips

When winter weather strikes, drivers face out-of-the-ordinary challenges when they get behind the wheel. Snow, slush, or icy roads are involved in nearly one in four weather-related vehicle crashes.1 These conditions can make it harder for drivers to see, slow down...

Are Musical Instruments Covered by Homeowners Insurance?

Standard homeowners insurance policies often cover musical instruments, but it might not include coverage if the instrument is being played for compensation. Situations including fire damage, vandalism and theft are often covered by homeowners insurance. You should...

Restaurant Kitchen Safety

Owning a restaurant can be very rewarding, but it is hard work. Safety is very important not only for your customers, but for your staff as well. The main cause of injury and illness in the hospitality industry is an unsafe work environment. Working in any commercial...

Do Stay-at-Home Parents Need Life Insurance?

One of the primary reasons to buy life insurance is to help replace your income if you have loved ones who count on you for financial support. But if you’re not working at a paying job, should you even bother getting coverage? In a word, yes. Because couples often...

Yard Work Safety Tips To Keep You Out of the ER

Amid all the green lawns and manicured gardens of summer lies a grim statistic: Every year, while mowing the grass, cutting a branch, or power washing a deck, at least 100 people die and an estimated 143,000 are injured badly enough to require a trip to the emergency...

Why Should You Have Health Insurance?

No one plans to get sick or injured, but most people will need medical attention at some point in their life. Health insurance benefits are critical to maintaining your health and treating illnesses or injuries. Medical bills can pile up quickly and can leave you...

What is Builder’s Risk Insurance and Who Should It Cover?

Builder’s risk insurance, sometimes referred to as construction insurance, covers a contractor’s property, material and equipment relating to a building or project under construction. It can be used to cover ground-up new structures or the renovation of existing...