2021 Home Inventory

2021 Home Inventory

If your home were damaged or destroyed by a fire, theft, or natural disaster, would you be able to recall every item you own?

In the event of a total loss, you will be expected to provide a list of all your personal property that was damaged, along with its estimated value. A Household Inventory can not only make it easier to settle your insurance claims, but can also help determine if you have the right type and amount of insurance for your home and its contents. Follow these simple steps to complete a Household Inventory.

1. Make a list.Jot down the items and their value in each room (don’t forget the closets and storage areas). Then itemize the contents in the space provided in this brochure. Be as thorough as you can, noting make and model or serial number, date purchased, and the item’s value.
2. Take pictures or record a video.A visual reminder is also extremely helpful when trying to recall the contents of your home. Take pictures or make a video of each room, date them, and keep them with your Household Inventory.
3. Compare your coverage.Compare the Household Inventory total to the amount of coverage on your homeowner’s policy. If the amount on your policy is less than the value of your inventory, contact your independent agent to adjust your coverage.
4. Safeguard your inventory.Store your inventory in a safe place – a safe deposit box, a fireproof safe, or with your insurance agent.
5. Review it once a year. It’s important to recheck your inventory once a year. What new items have been added to the household? How have the cash values changed? How does the protection of your homeowner’s policy measure up against inflation? With the help of your insurance agent, make sure your policy offers the right coverage for your valuables.

Online Home Inventory software is also available through the Insurance Information Institute at www.knowyourstuff.org. This free home inventory website allows you to set up an account and create a home inventory, and provides free, secure online storage of your inventory. It is easy to access and easy to update with automatic e-mail reminders.

This inventory lists the household goods and personal property of:

Name: ____________________________________________________

Address: __________________________________________________

City: _____________________________________________________

State: ________________________ Zip: ________________________

Date of Inventory: __________________________________________

Revised: _________________________________________________

 

ARTICLE	MODEL	DATE OF PURCHASE	VALUE
Books
Rugs, Draperies
Television
Artwork
Furniture
Stereo System/Home Theater
Electronics
Tapes/CDs/DVDs
Miscellaneous Items

 

ARTICLE   MODEL DATE OF PURCHASE   VALUE Chairs, Tables, Buffet Draperies, Rugs China, Glassware Silverware and Pewter Linens Artwork

Dining Room

ARTICLE   MODEL DATE OF PURCHASE   VALUE Chairs, Tables, Stools Draperies, Rugs Dishes, Glassware Refrigerator Range (not built in) Dishwasher (not built in) Washing Machine, Dryer Microwave Oven Electrical Appliances Kitchen Equipment Telephone

ARTICLE   MODEL DATE OF PURCHASE   VALUE Luggage, Trunks Porch Furniture Lawnmower, Hand Tools Garden Hose Wheelbarrow Fertilizer, Seeds, Sprays, etc. Christmas Decorations Snow Blower Sports Equipment Miscellaneous Items

Attic, Storage Room, Garage

ARTICLE   MODEL DATE OF PURCHASE   VALUE Musical Instruments Television Stereo System/Home Theater VCR/DVD Player Tapes/CDs/DVDs Books Telephone Computer

Family Room, Den

ARTICLE   MODEL DATE OF PURCHASE   VALUE Cameras Firearms Fishing Equipment Golf Clubs Bicycles Exercise Equipment Family Scrapbooks

Personal Effects – Family

Bathrooms

ARTICLE	MODEL	DATE OF PURCHASE	VALUE
Draperies, Shower Curtain
Medicine Cabinet Contents
Linens and Towels

 

ARTICLE	MODEL	DATE OF PURCHASE	VALUE
Coats
Fur Coats
Clothing
Accessories
Shoes and Slippers
Undergarments
Nightgowns
Jewelry, Watch – Itemize
Cell Phone

 

ARTICLE   MODEL DATE OF PURCHASE   VALUE Hats, Caps, Overcoats Suits, Slacks, Sportswear Shirts and Sweaters Shoes and Socks Accessories Pajamas, Underwear Jewelry, Watch, Misc. CD Player, MP3 CDs Electronic Toys Cell Phone Other Toys

ARTICLE   MODEL DATE OF PURCHASE   VALUE Hats and Overcoats Suits, Slacks, Sport Coats Shirts and Sweaters Shoes and Socks Accessories Pajamas, Underwear Jewelry, Watch – Itemize Cell Phone

Personal Effects – Man

 

ARTICLE   MODEL DATE OF PURCHASE   VALUE Bedding Rugs, Draperies Furniture Television, Stereo VCR/DVD Player Tables, Lamps, and Chairs Mirrors and Clocks Artwork Telephone Video Game System

Bedroom 1

ARTICLE   MODEL DATE OF PURCHASE   VALUE Coats Clothing Accessories Shoes and Slippers Undergarments Nightgowns Jewelry, Watch, Misc. CD Player, MP3 CDs Electronic Toys Cell Phone Other Toys

Personal Effects – Girl(s)

ARTICLE   MODEL DATE OF PURCHASE   VALUE Bedding Rugs, Draperies Furniture Television, Stereo VCR/DVD Player Tables, Lamps, and Chairs Mirrors and Clocks Artwork Telephone Video Game System

Bedroom 2

ARTICLE	MODEL	DATE OF PURCHASE	VALUE
Bedding
Rugs, Draperies
Furniture
Television, Stereo
VCR/DVD Player
Tables, Lamps, and Chairs
Mirrors and Clocks
Artwork
Telephone
Video Game System

 

ROOMS VALUE Living Room Dining Room Family Room, Den Bathrooms Kitchen, Utility Room Attic, Storage Room, Garage Bedroom 1 Bedroom 2 Bedroom 3 Bedroom 4 Personal Effects – Family Personal Effects – Woman Personal Effects – Man Personal Effects – Girl(s) Personal Effects – Boy(s) Miscellaneous TOTAL

Bedroom 4

ARTICLE	MODEL	DATE OF PURCHASE	VALUE
Bedding
Rugs, Draperies
Furniture
Television, Stereo
VCR/DVD Player
Tables, Lamps, and Chairs
Mirrors and Clocks
Artwork
Telephone
Video Game System

 

ARTICLE   MODEL DATE OF PURCHASE   VALUE

Miscellaneous